Brits are getting life admin done while on the toilet, survey shows

Brits carry out much of their life admin while sitting on the loo, according to a new survey - including checking their bank balance, doing the weekly shop and even re-mortgaging their home.

It may be the smallest room in the house but it appears to be one of the top destinations for getting all important life admin done - with over a fifth (21 per cent) of Brits regularly checking their bank balance on the loo, according to a new poll.

Other tasks Brits have done from the comfort of their toilet include the weekly shop (14 per cent) and re-mortgaging (four per cent).

Those polled also admit to investing in stocks and shares (six per cent) and applying for bank loans or credit (seven per cent).

More than one in ten of those polled (11 per cent) have checked their credit score while on the toilet, while 12 per cent regularly manage their apps and subscriptions - and more than one in 20 (six per cent) order foreign currency, keep up with their online dating, or organise childcare.

In fact, 85 per cent say mobile apps have enabled them to multitask and save time when doing life admin. 83 per cent go a step further and say that their phone is vital to sorting out their lives.

But it’s not just the bathroom where the nation gets their lives in order, as time strapped Brits are getting inventive with their multitasking.

As many as one in twenty (five per cent) have invested their cash post sex, while four per cent have even agreed to a mortgage immediately after sex with their other half.

Gen Z are most likely to sort their finances in bed with 73 per cent having checked their bank balance, 38 per cent buying stocks and shares, 28 per cent arranging car finance, 17 per cent agreeing a mortgage in the sheets.

Other situations include doing financial admin whilst out for a meal (19 per cent) or at a medical appointment (eight per cent), paying friends or family back at the gym (7 per cent), sorting your car finance on the commute (six per cent), applying for a loan during a work meeting (three per cent), and checking your credit score in the bath (5 per cent).

The study also found that nearly half of respondents (44 per cent) use their phone and apps daily to pay bills, transfer payments, book holidays and do the online shop, with Brits spending an average of 18 hours a week working their way through a list of 11 daily life admin tasks on their phone.

Almost nine in ten (86 per cent) think that having finance apps on their phone has made it easier to monitor, sort out and manage their money, by allowing them to check their balance regularly (76 per cent), move money between accounts (55 per cent), see when bills are going to be paid (51 per cent) and look up information about their account (35 per cent).

Tas Bhamji, Digital Engagement Director at Lloyds, which commissioned the survey of 2,000 Brits, said: ‘Technology is changing how we make day to day decisions - and its clear from the research that managing our finances is no exception’

‘With the whirlwind of everyday life, we want to make sure managing your money is as easy as possible. 

'Our refreshed banking app puts the power of people’s finances directly in their hands. 

'Whether applying for a mortgage or checking your credit score, you can do it wherever, whenever - from the comfort of your own bed, at the gym or even between meetings... we’ll just leave it up to our customers to decide whether or not it’s an appropriate time to be checking their balance!’

Thirty six per cent say they have been caught sorting things out on their phone when they should have been concentrating on something else and 29 per cent have even let something boil over on the stove.

A third (33 per cent) of Brits say they have a clear budget and know exactly where their money is going, while 32 per cent admit they enjoy managing their money closely.

One in four (25 per cent) say they are good at managing their money, with a further 18 per cent revealing they are focussed on their long-term money goals and very controlled about their cash (18 per cent).