Winter Fuel Payment: £8.50 Martin Lewis-inspired buy means I hardly need the heating

The weather has definitely turned chillier over the last few weeks, a change that's unfortunately coincided with a hike in energy bills.

Understandably most people are doing what they can to keep warm without the need for the dreaded central heating and there are loads of products to help you do just that.

My recent buy was inspired by the advice of Money Saving Expert Martin Lewis to 'heat the human, not the home' and it does a belting job at keeping my body temperature up.

It's basically a wearable water bottle, which fits around your waist and it's currently reduced from £13 to just £8.50.

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The Faux Fur Adjustable Hot Water Bottle Belt features a fur cover and comes with a hot water bottle that slots inside it.

The adjustable design means you can tailor the fit and heat distribution to your specific needs and the Velcro fastening gives it a snug fit.

I've been wearing it in the evening when the temperature drops and have hardly needed the central heating on at all yet.

It's also great for helping with back pain and period pain as the heat soothes those too.

The belt, from the Greater Manchester-based Online Home Shop, comes in three colours - grey, blush pink or black - and when not in use, it folds up small, so it's not taking up loads of space.

It's not the first product we've tried from OHS which is helping to cut down the heating bill.

Its electric blankets like this one work a treat and the heated hoodies are brilliant for keeping warm and cost just pennies to run from a small powerbank that fits in the pocket. Its teddy bedding and brushed cotton sets are also great for keeping warm throughout the night.

The hot water bottle belts are available elsewhere, including Amazon, where you can get these cute animal themed ones for £14.99, or Dunelm, where a Faux Fur Hot Water Bottle Belt costs £15.