Martin Lewis shares four conditions which could mean you pay no council tax

Money-saving expert Martin Lewis has outlined that individuals with severe health conditions, including dementia, strokes, advanced Parkinson's, and brain injuries, could be completely exempt from paying council tax. Specifically addressing people living in oversized homes due to disability requirements, Martin explained on his TV appearances: "A severe mental impairment - horrible term, not mine - is defined as [impact on] intelligence and social functioning which appears to be permanent. To qualify it must be medically certified, you need a doctor to sign this."

He further detailed the mechanics of the discount: "It is common with severe dementia, strokes, severe Parkinson's, brain injuries or other conditions. Those are the type of condition that will get an SMI."

Martin also stressed the importance of certain benefits: "To claim it, that person must also be on a qualifying benefit. In Scotland, they must be eligible for a qualifying benefit even if they're not actually claiming."

Elaborating on the qualifications, he said: "That includes Attendance Allowance - in itself, massively underclaimed - if you need help during the day or the night you need that one too. Disability Living Allowance, Personal Independence Payments (PIP), Severe Disablement Allowance and in some cases Universal Credit."

"So, really big, and if you know someone in that situation who can't claim for themselves. A common one is someone with an SMI is living with their partner, so the 25 percent discount is the most probable one there."

If you or someone you live with is severely mentally impaired, you might be eligible for a Council Tax discount. To apply, you'll need a certificate from a medical professional like your GP, or proof of eligibility for certain benefits – it's best to check with your local council for details.