Expert mechanic shares crucial advice on what not to say in a car dealership to prevent overpaying

A mechanic has warned drivers to avoid saying three words at the garage as it will guarantee you're ripped off. The expert said the phrase is a "deal-breaker" for salesmen

A mechanic has warned drivers that uttering a three-word sentence at the garage could result in them being ripped off. Motorists have been cautioned about using this common phrase during their annual visit to the garage for a service or MOT test.

"Don't walk into a dealership and say 'you're paying cash'. You're likely to encounter the wrong type of salesman and end up out of pocket," advised Kevin Hunter, a well-known road expert and content creator whose videos often go viral on YouTube.

He went on: "I want to make it clear that I'm not suggesting you should lie. Ultimately, you'll be the one paying for the car, that's all that should really matter to the dealership in the grand scheme of things. What I'm saying is, don't mention how you plan to pay for the car as soon as you walk through the door. And don't start talking about cash at any point during the negotiations. Keep your cards close to your chest until you're in the finance office."

Read next: Nine big DWP and money changes you need to know about in October, including roaming charges and energy bills

Read next: Bed expert says how to stay warm 'without spending any money'

In response, a motorist suggested: "In short, what to say is: 'I'll see what your finance guy has to offer after price negotiations', 'I don't discuss finances outside of a private confidential room with someone who doesn't have the authority to sign out the car', 'please add any appropriate tax, title and license fees and give me a total.' 'Before any of that, I need to know the total, and then we can discuss the payment options.'", reports Birmingham Live.

One individual shared: "My dad paid cash for my brother's first car. He actually brought all the cash with him (5K exactly). They found a car my brother wanted priced at $6500. My dad said he was going to pay $5000 and they agreed. They tried to add fees on top, but then he showed the cash and got the car without paying a cent more."

Another recounted: "When I was a young lad I got roped in by finance for the whole package including 'payment protection'. Turns out since they offered me only the lower price IF I took the payment protection they broke the law. Some years later there was a class action and I ended up with all my interest on the loan + all fees for the extras being refunded to me. This amounted to several thousand dollars. Every word in this video is true and Kevin's approach to buying is spot on. Thanks for sharing,".