State pensioners cannot claim certain benefits (Image: Getty)

Full list of DWP benefits that state pensioners are not allowed to claim

by · Birmingham Live

The State Pension is currently providing crucial financial aid to 12.9 million individuals across Great Britain, The Department for Work and Pensions ( DWP ) has said. The New State Pension, claimed after April 6, 2016, offers up to £221.20 per week.

And the Basic State Pension (Category A or B) provides £169.50 weekly. The amount one receives from this contributory benefit hinges on the number of National Insurance years accumulated before reaching the current retirement age of 66 with a minimum of 10 years required to qualify for any State Pension payment.

Your State Pension age aligns with your Pension Credit qualifying age unless you are a man born before December 6, 1953. You can check your State Pension age and eligibility for Pension Credit on the 'Check your State Pension age' page on the GOV.UK website.

POLL: Do you agree with the DWP taking money from bank accounts or wages?

Reaching State Pension age brings significant changes to benefit claims. Charity Turn2us said: "If you live with a partner and one of you is pension age and the other is not yet pension age, benefit entitlement can be complicated."

According to the charity, you can no longer claim the following benefits when you reach the state pension age:

  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance (ESA)
  • Income Support
  • Universal Credit

New applications for Disability Living Allowance (DLA), Personal Independence Payment (PIP), or Adult Disability Payment (ADP) which has taken over PIP claims in Scotland, are also no longer available after reaching State Pension age, Express reports.

Existing recipients of DLA, PIP, or ADP can continue their claims post-State Pension age, provided they reapply for the same health conditions previously awarded and do so within 12 months after their last claim ended and before surpassing State Pension age.

The DWP clarifies that DLA recipients born on or before April 8, 1948, will remain on DLA, while those born later will transition to PIP. In Scotland, individuals currently on DLA or PIP will move to Social Security Scotland's system by the end of 2025.

Bereavement Support Payment and Widowed Parent's Allowance also cease to be options once State Pension age is reached.

If you have surpassed the State Pension age, these benefits are still available for claim:

  • Attendance Allowance
  • Child Benefit (delivered by HMRC)
  • Carer’s Allowance - you may not be eligible for the full financial element depending on your income from State Pension
  • Guardian’s Allowance
  • Statutory Sick Pay (SSP)

Additionally, these benefits can also be claimed post State Pension age, provided you meet the specific income threshold for each benefit:

  • Pension Credit
  • Housing Benefit
  • Council Tax Support
  • Support for Mortgage Interest
  • Working Tax Credit (HMRC) - you can't make new claims for this, but if you're already getting it you can carry on receiving it
  • Child Tax Credit (HMRC)- you can't make new claims for this, but if you're already getting it you can carry on receiving it
  • Help with Health Costs
  • Cold Weather Payment - now replaced by new Winter Heating Payment in Scotland
  • Warm Home Discount Scheme
  • Winter Fuel Payment.

Brumwish 2024 - buy a gift for a child in need

BrumWish 2024 is Birmingham Live's festive drive to get thousands of gifts to children and young people across our city - among them the homeless, the vulnerable, kids in care, kids who are poorly or struggling, and kids who have little.

There are THREE simple ways to help.

  1. Buy a new gift from the Brumwish 2024 Amazon giftlist. In just a click your donation will be whizzing its way to our volunteers at Edgbaston Stadium.
  2. Donate money to the appeal fund hosted by Thrive Together Birmingham - this will help pay for gifts for kids with specialist needs or specific wishes.
  3. Buy a gift and, even better, rope in friends, neighbours and workmates to do the same, then drop off your pressies at Edgbaston Stadium, Edgbaston Road, B5 7QU on Friday 6th December, 10am - 3pm; Saturday 7th December, 10am - 1pm; or Monday 9th December, 10am - 1pm. Volunteers will be there to help you. Please don't wrap your gifts. You can also drop off by arrangement until Monday 16th December - contact Louise on 07469 979286.

Thanks to our partnership with #Toys4Birmingham, every single gift will find a good home in the loving care of a child living in B&Bs or hotels, hostels or refuges, children receiving support from specialist organisations and charities, and families being supported by children's centres and charities around the city.

Making up the Brumwish and Toys4Birmingham gang are Thrive Together Birmingham, Birmingham Playcare Network, Warwickshire Cricket Foundation (the charitable arm of Warwickshire County Cricket Club), Birmingham Forward Steps and BirminghamLive/Birmingham Mail.

Thank you to Amazon UK and the amazing team at the Sutton Coldfield depot for their support.